City Employee Benefits Summary
Medical, dental, and vision benefits eligibility depends on your specific Bargaining Unit. Generally, non-union/general city employees are eligible for medical, dental and vision benefits after 30 days of active employment, while other units may be eligible after 90 days. Please consult your HR team to confirm your specific eligibility date.  You are eligible for life insurance, AD&D and FSA coverage after 90 days of active employment.  Police and Fire employees eligibility may differ.  Please confirm with your HR or the Benefits Administration teams.

Medical
Eligible for hospital, surgical, and prescription drug benefits after ninety (90) days of employment. Some employees enroll after 30 days depending on the bargaining unit. 

     Payer Transparency Machine-readable Files

Life Insurance
Optional group insurance available to employee and their family.  The City pays 60% of premium for first $12,500 of employee life insurance.  Employee may purchase, at own expense, life insurance for spouse and each dependent.  

Long-Term Disability Insurance (Income Protection Plan)
The City offers disability insurance through payroll deductions for persons who become disabled and who are not yet eligible for a service retirement.

VACATION and LEAVE
You must work the day before and after the holiday to receive pay. Excused Time Day* no holiday premium to be paid. 

Holidays
 New Year’s Day
 Martin Luther King’s Birthday
 Good Friday (8 Hours)*
 Memorial Day
 Juneteenth (8 Hours)*
 Independence Day
 Labor Day
 Veterans Day (8 Hours)*
 Thanksgiving Day
 Day after Thanksgiving (8 Hours)*
 Christmas Eve (8 Hours)*
 Christmas Day
 New Year’s Eve (8 Hours)* 

Vacation

Sick Leave
City employees accrue sick leave based on the number of regular hours worked.  Full time employees earn ninety-six (96) hours of sick leave per year.  You may carry over your unused sick leave. Effective July 7, 2012 maximum accumulation is 300 hours.

Other Leave Policies
The City also has the following paid and unpaid leaves; funeral leave, Family and Medical Leave, jury duty, military duty leave, unpaid personal leave,

City Employee Retirement Plans

Pension   

After-tax annuity plan 

Click rscd.org for more information

(800) 339-8344

Deferred Compensation 457(b) Plan

The City of Detroit is pleased to offer you the City of Detroit 457(b) Deferred Compensation Plan. This retirement plan is to help you save and invest for retirement. See the list below to contact the appropriate financial institutite representative for more information.

Financial Institutions 

Financial Institutions for the Plan - Contact List

Benefits are effective January 1, 2026 December 31, 2026

New hire employees can enroll or make benefit changes online at mydetroitbenefits.com, available 24 hours a day. If you previously created a password for your account on mydetroitbenefits.com, it will be reset to the first four (4) digits of your SSN + the month and day of your birthday in the format MMDD.

You can also enroll or make benefit changes by phone at (855) 224-6200, Monday – Friday, 8:30 a.m. – 7:00 p.m. EST. Due to the high number of calls received you may be asked to leave a message. A customer service representative will return your call to process your enrollment. Your call will be returned in the order in which it was received. Please be sure to leave your name and a direct dial phone number in your message, otherwise your call cannot be returned. 

Have supporting documentation on hand for a seamless enrollment experience.  

Healthcarriers

2026 Health Care Contributions

Note: Qualified dependents may obtain coverage through age 26 on medical plans.

*Newly Hired Employees who fail to elect their benefit plans during the New Hire enrollment period, will be place in the  default plan (Community Blue or BCN Healthy Blue Living) based on your bargaining unit. They will also have with single coverage. There will be no coverage for all other available benefits offerings.

Note:  Effective January 1, 2018, you will no longer need to provide full-time student verification or tax transcripts for dependents over 19 years of age. Dependents are eligible for coverage up to 26 years of age.