City Employee Information
City Employee Benefits Summary
The City of Detroit offers a competitive and comprehensive employee benefit package. We pride ourselves on the longevity of our employees. Part of the reason for the low turnover rate is the exceptional benefit package listed below. Benefits include, but are not limited to the following:
Medical
Eligible for hospital, surgical, and prescription drug benefits after ninety (90) days of employment. Some employees enroll after 30 days depending on the bargaining unit.
Payer Transparency Machine-readable Files
https://bcbsm.sapphiremrfhub.com/tocs/current/city_of_detroit
Dental
Eligible for dental care after sixth (6) months of employment.
Vision
Eligible for eye care after six (6)months of employment.
Life Insurance
Optional group insurance available to employee and their family. The City pays 60% of premium for first $12,500 of employee life insurance. Employee may purchase, at own expense, life insurance for spouse and each dependent.
Long-Term Disability Insurance (Income Protection Plan)
The City offers disability insurance through payroll deductions for persons who become disabled and who are not yet eligible for a service retirement.
VACATION and LEAVE
Holidays
New Year’s Day
Martin Luther King’s Birthday
Good Friday
Memorial Day
Juneteenth
Independence Day
Labor Day
Veterans Day
Thanksgiving Day
Day after Thanksgiving
Christmas Eve
Christmas Day
New Year’s Eve
Sick Leave
City employees accrue sick leave based on the number of regular hours worked. Full time employees earn ninety-six (96) hours of sick leave per year. You may carry over your unused sick leave. Effective July 7, 2012 maximum accumulation is 300 hours.
Other Leave Policies
The City also has the following paid and unpaid leaves; funeral leave, Family and Medical Leave, jury duty, military duty leave, unpaid personal leave,
City Employee Retirement Plans
Pension
After-tax annuity plan
Click rscd.org for more information
(800) 339-8344
Deferred Compensation 457(b) Plan
The City of Detroit is pleased to offer you the City of Detroit 457(b) Deferred Compensation Plan. This retirement plan is to help you save and invest for retirement. See the list below to contact the appropriate financial institutite representative for more information.
Financial Institutions
Financial Institutions for the Plan - Contact List
| Institutions | Representatives | Contact Information |
| Equitable / AKA | Michael Johnson Gehad Alawan Corporate -Equitable | (248) 731-7600 (313) 506-0456 (800) 628-6673 www.equitable.com |
| Empower | Willie Berry Corporate | (313) 269-8420 (866) 816-4400 https:/city-of-detroit.empowermytime.comr |
| Vanguard | Sabrina Bonaci Corporate - Vanguard | (480) 713-5749 (800) 523-1188 http://cod.vanguard-education.com/ekit |
| Voya | Representatives: Police and Fire Only Justin Diesbourg Corporate | (248) 554-4805 (800) 584-6001 www.voyaretirementplan.com |
2025 Open Enrollment will begin October 22, 2024 - November 6, 2024
Benefits are effective January 1, 2025 December 31, 2025
Healthcarriers
| Medical Plans | ||
| Blue Cross/Blue Shield Community Blue PPO | 1-877-354-2583 | www.bcbsm.com |
| BCBSM 24-hour Nurse Line | 1-800-775-2583 | www.bcbsm.com |
| Health Alliance Plan (HAP) | 1-313-872-8100 1-800-422-4641 | www.hap.org |
| PCP Focus (Blue Care Network) | 1-800-662-6667 | www.bcbsm.com |
| Pharmacy | ||
| CVS Caremark | 1-855-467-8417 | www.caremark.com |
| Dental Plans | ||
| Blue Cross/Blue Shield | 1-800-951-2583 | www.bcbsm.com/bluedental |
| Dencap Dental Plans | 1-313-972-1400 | www.dencap.com/cityofdetroit |
| Golden Dental Plans | 1-800-451-5918 | www.goldendentalplans.com |
| HRA/Flexible Spending Account Administrator | ||
| Flex Plan Services | 1-800-669-FLEX | www.flex-plan.com |
| Vision Plans | ||
| Heritage Vision Plans | 1-800-252-2053 | www.heritagevisionplans.com |
2025 Health Care Contributions
| BCBSM COMMUNITY BLUE (PPO) * | Total Monthly Premium | City Pays Monthly | Employee Pays Monthly | Employee Bi-Weekly |
| SINGLE | $770.93 | $616.74 | $154.19 | $71.16 |
| 2 PERSON | $1,618.97 | $1,298.17 | $323.809 | $149.45 |
| FAMILY | $2,158.61 | $1,726.88 | $431.73 | $199.26 |
| HEALTH ALLIANCE PLAN (HMO) * | Total Monthly Premium | City Pays Monthly | Employee Pays Monthly | Employee Bi-Weekly |
| SINGLE | $915.72 | $732.58 | $183.14 | $84.53 |
| 2-PERSON | $1,923.01 | $1,538.41 | $384.60 | $177.51 |
| FAMILY | $2,564.04 | $2,051.23 | $512.81 | $236.68 |
| BCN PCP FOCUS (HMO) * | Total Monthly Premium | City Pays Monthly | Employee Pays Monthly | Employee Bi-Weekly |
| SINGLE | $452.40 | $438.49 | $13.91 | $6.42 |
| 2-PERSON | $1,085.76 | $1,055.44 | $29.32 | $13.53 |
| FAMILY | $1,357.20 | $1,318.10 | $39.10 | $18.05 |
Note: Qualified dependents may obtain coverage through age 26 on medical plans.
*Newly Hired Employees who fail to elect their benefit plans during the New Hire enrollment period, will be place in the default plan (Community Blue or BCN Healthy Blue Living) based on your bargaining unit. They will also have with single coverage. There will be no coverage for all other available benefits offerings.
| DENTAL Single, 2-Person Or Family | Total Monthly Premium | City Pays Monthly | Employee Pays Monthly | Employee Bi-Weekly |
| Blue Cross | $52.02 | $41.62 | $10.04 | $4.80 |
| BLUE CROSS DENTAL ENHANCED PLAN | $69.10 | $41.62 | $27.48 | $12.68 |
| DENCAP DENTAL- OPTION 1 | $40.58 | $32.46 | $8.12 | $3.75 |
| DENCAP OPTION II (Formally Golden) | $43.00 | $31.20 | $11.80 | $5.45 |
Note: Qualified dependents may obtain coverage through age 25.
| HERITAGE VISION Single, 2-Person Or Family | Total Monthly Premium | City Pays Monthly | Employee Pays Monthly | Employee Bi-Weekly |
| BASIC | $5.55 | $4.44 | $1.11 | $0.51 |
| ENHANCED | $18.11 | $4.44 | $13.67 | $6.31 |
| PREMIER | $29.28 | $4.44 | $24.84 | $11.46 |
Note: The Heritage Vision plan requires a two-year enrollment.
| MetLife | Total Monthly Premium | City Pays Monthly | Employee Pays Monthly | Employee Bi-Weekly |
| BASIC Life | $6.89 | $4.13 | $2.76 | $1.27 |
| Dependent Life | $1.69 | $- | $1.69 | $0.78 |
Note: Effective January 1, 2018, you will no longer need to provide full-time student verification or tax transcripts for dependents over 19 years of age. Dependents are eligible for coverage up to 26 years of age.
On Behalf of the City of Detroit, we would like to express our condolences on your loss. This information will provide you with the benefits that are provided to Police/Fire employees upon death in the line of duty. Each section has the necessary documents you will need to submit a claim for benefits you may be entitled. Review the eligibility in each section to determine your entitlement or contact the responsible entity provided.
Line of Duty
Any actions which the Police Officer or Fire Fighter primary function is to control crime, reduction of crime and to enforce laws or the suppression of fires. This would include social, ceremonial or athletic functions to which the Police Officer or Fire Fighter is assigned.
Survivor
Primary family members of the injured or deceased officer; including spouse, children, grandchildren, parents, grandparents, siblings, finance and/or significant others.
Beneficiary
Persons designated by the officer as recipients of specific death benefits.
Spouse and dependents are eligible to continue the city's health insurance on the same terms and conditions as active bargaining unit members. Contact Benefits Express to begin your enrollment. You may visit the Benefits Administration Office if you need further assistance.