City Employee Information

City Employee Info


City Employee Benefits Summary
The City of Detroit offers a competitive and comprehensive employee benefit package. We pride ourselves on the longevity of our employees.  Part of the reason for the low turnover rate is the exceptional benefit package listed below.  Benefits include, but are not limited to the following:

Eligible for hospital, surgical, and prescription drug benefits after ninety (90) days of employment.

Eligible for dental care after sixth (6) months of employment.

Eligible for eye care after six (6)months of employment.  

Life Insurance
Optional group insurance available to employee and their family.  The City pays 60% of premium for first $12,500 of employee life insurance.  Employee may purchase, at own expense, life insurance for spouse and each dependent.  

Long-Term Disability Insurance (Income Protection Plan)
The City offers disability insurance through payroll deductions for persons who become disabled and who are not yet eligible for a service retirement.


 New Year’s Day
 Martin Luther King’s Birthday
 Good Friday
 Memorial Day
 Independence Day
 Labor Day
 Veterans Day
 Thanksgiving Day
 Day after Thanksgiving
 Christmas Eve
 Christmas Day
 New Year’s Eve

Sick Leave
City employees accrue sick leave based on the number of regular hours worked.  Full time employees earn ninety-six (96) hours of sick leave per year.  You may carry over your unused sick leave. Effective July 7, 2012 maximum accumulation is 300 hours.

Other Leave Policies
The City also has the following paid and unpaid leaves; funeral leave, Family and Medical Leave, jury duty, military duty leave, unpaid personal leave,


City Employee Retirement System



Medical Plans
Blue Cross/Blue Shield Community Blue PPO 1-877-354-2583
BCBSM 24-hour Nurse Line 1-800-775-2583
Health Alliance Plan (HAP) 1-313-872-8100
PCP Focus (Blue Care Network) 1-800-662-6667
CVS Caremark 1-855-467-8417
Dental Plans
Blue Cross/Blue Shield Traditional Plus 1-800-826-8152
Dencap Dental Plans 1-313-972-1400
Golden Dental Plans 1-800-451-5918
Flexible Spending Account Administrator
Navia Benefit Solutions 1-800-669-3539
Vision Plans
Heritage Vision Plans 1-800-252-2053


2021 Health Care Contributions

BCBSM COMMUNITY BLUE (PPO)  Total Monthly Premium   City Pays Monthly   Employee Pays Monthly   Employee Bi-Weekly
SINGLE $577.54 $462.03 $115.51 $53.31
2 PERSON $1,212.84 $970.27 $242.57 $111.96
FAMILY $1,617.10 $1,393.68 $323.42 $149.27
HEALTH ALLIANCE PLAN (HMO) Total Monthly Premium City Pays Monthly  Employee Pays Monthly  Employee Bi-Weekly
SINGLE $600.15 $480.12 $120.03 $55.40
2-PERSON $1,260.31 $1,008.25 $252.06 $116.34
FAMILY $1,680.31 $1,344.34 $336.08 $155.11
BCN PCP FOCUS (HMO) Total Monthly Premium  City Pays Monthly  Employee Pays Monthly  Employee Bi-Weekly
SINGLE $316.67 $309.39 $13.28 $6.13
2-PERSON $760.00 $732.01 $27.99 $12.92
FAMILY $950.01 $912.69 $37.31 $17.22


DENTAL Single, 2-Person Or Family  Total Monthly Premium  City Pays Monthly Employee Pays Monthly  Employee Bi-Weekly
BCBSM DENTAL All Coverage Plans $53.12 $42.50 $10.62 $4.90
DENCAP DENTAL All Coverage Plans $38.66 $30.93 $7.73 $3.57
GOLDEN DENTAL All Coverage Plans $43.00 $31.20 $11.80 $5.45
HERITAGE VISION Single, 2-Person Or Family  Total Monthly Premium      City Pays Monthly  Employee Pays Monthly   Employee Bi-Weekly
BASIC $5.55 $4.44 $1.11 $0.51
ENHANCED $11.28 $4.44 $6.84 $3.16
 PREMIER $19.89 $4.44 $15.45 $7.13
MetLife Total Monthly Premium      City Pays Monthly  Employee Pays Monthly   Employee Bi-Weekly
BASIC Life $6.89 $4.13 $2.76 $1.27
Dependent Life $1.69 $- $1.69 $0.78


Note: Dependents may obtain coverage through age 26 on medical, dental, vision and life insurance plans

Note:  Effective January 1, 2018, you will no longer need to provide full-time student verification or tax transcripts for dependents over 19 years of age. Dependents are eligible for coverage up to 26 years of age.




 On Behalf of the City of Detroit, we would like to express our condolences on your loss. This information will provide you with the benefits that are provided to Police/Fire employees upon death in the line of duty. Each section has the necessary documents you will need to submit a claim for benefits you may be entitled. Review the eligibility in each section to determine your entitlement or contact the responsible entity provided.

Line of Duty

Any actions which the Police Officer or Fire Fighter primary function is to control crime, reduction of crime and to enforce laws or the suppression of fires. This would include social, ceremonial or athletic functions to which the Police Officer or Fire Fighter is assigned.


Primary family members of the injured or deceased officer; including spouse, children, grandchildren, parents, grandparents, siblings, finance and/or significant others.


Persons designated by the officer as recipients of specific death benefits.

Spouse and dependents are eligible to continue the city's health insurance on the same terms and conditions as active bargaining unit members. Contact Benefits Express to begin your enrollment. You may visit the Benefits Administration Office if you need further assistance.

Survivor benefits may be available to sworn Police and Fire employees who were active at the time of death. Contact Risk Management at (313) 224-2282 to inquire about this benefit. 

City of Detroit 457(b) Deferred Compensation Plan

The City of Detroit is pleased to offer you the City of Detroit 457(b) Deferred Compensation Plan. This retirement plan is to help you save and invest for retirment. Please click below to learn more and take the first step to join a benefit?




Deferred Compensation


Mass Mutual

AXA Disbursement

Vanguard Asset Transfer Authorization

Vanguard Rollover Contribution Request

Vanguard Plan#090000 Enrollment/Change

DEFERRED COMPENSATION HARDSHIP (Unforeseeable Emergency Withdrawal Application)