SBA Physical Deadline is Jan.
SBA Application Guide
Step-by-Step guide on how to submit the SBA home and personal property loan application
Find out the next steps in your DWSD/FEMA damage claim process with the questionnaire below
SBA Home and Personal Property Loans
Low-Interest SBA Disaster Loans can cover:
- Personal items such as clothing, furniture, cars, and appliances
- Longer-term fixes for physical property losses
Homeowners and Renters are eligible – not just businesses!
- If you were affected by the June 25-26 floods
- If your property has been damaged in your primary home
- Homeowners, renters, non-profit organizations, and businesses of all sizes
- If you have a Social Security number and previous year’s tax filings
The deadline to apply is September 13
If your income is above these levels, you are eligible to apply for a SBA loan:
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To start, complete the application:
- Online - https://disasterloanassistance.sba.gov/
- You may have been sent the application directly by mail or email after completing the FEMA application
- Disaster Recovery Centers:
- Kemeny Recreation Center (2260 S. Fort Street)
- Monday - Saturday 9AM - 7PM
- Salvation Army (3000 Conner Street)
- Monday - Saturday 9AM - 4PM
You must complete the SBA application to receive other funds
- If you have applied for FEMA, you need to complete this application as well
You do not need to take the loan if approved, just need to apply; there is no cost to apply
Up to $200,000 to replace real estate
EXAMPLE: If you needed to rip out and replace basement drywall or repair other structural issues caused by the flood
Up to $40,000 to replace personal property
EXAMPLE: Any belongings not attached to the house that you can move with you such as:
Furniture, appliances, or other household items, and vehicles
Other organizations that can provide support:
- MDHHS
- Red Cross
- City of Detroit Community Health Corps
- Wayne Metro Community Action Agency
- United Way