Customer Affordability Programs

The Detroit Water and Sewerage Department (DWSD) and our community partners offer these Customer Affordability Programs for residents who don't have the ability to pay your bill. If you are able to pay your past due balance, please do so online, by phone at 313-267-8000, or at a DivDat kiosk. Or, you may enroll in a payment plan arrangement by logging into your account online or calling 313-267-8000 if your name is on the DWSD water, sewerage or drainage account. If you name is not on the account and you want to update the account, call 313-267-8000 or email [email protected].

WRAP, the Water Residential Assistance Program

Residential water customers who are at or below 200% of the federal poverty level (for example, a maximum annual household income of $52,400 for a family of four) are eligible to apply for financial assistance through the WRAP.  As long as you meet the income qualifications and provide the required identification and documents, you may apply for the WRAP. Whether you have delinquent water bills or are current with your bills but struggle in paying on time, you are encouraged to apply.

During a 12-month period, WRAP will:

  • Provide a $25 credit toward your monthly bill for 12 months (a total of $300);
  • Freeze your past due amount (if you are behind on your DWSD water and sewer payments) for 12 months upon successful adherence to the payment plan;
  • Apply up to $350 credit toward your past due amount after your first month of enrollment and an additional $350 after 12 consecutive months of enrollment;
  • Conduct a water conservation audit if your household water usage exceeds 20% of the average household water consumption in the city which may include $1,500, on average, in water conservation and minor home plumbing repairs; and
  • Offer an additional 12 months (no more than 24 months total per household) if you remain eligible that will include the $25 monthly bill credit and financial assistance toward arrears up to $700 (if you continue to have an outstanding past due balance).


WRAP is part of the agreement which created the Great Lakes Water Authority that earmarks 0.5% of the budgeted operating revenue annually toward a financial assistance program for the region for the next 40 years, beginning in 2016. WRAP was designed in large part by the Blue Ribbon Panel on Affordability which was commissioned by Detroit City Council in October 2015. The Blue Ribbon Panel on Affordability included public water utility experts from New Orleans and the Midwest and local Detroit community leaders. A program expansion to increase income eligibility to 200% of the federal poverty level and increase minor plumbing repairs was approved and became effective as of July 1, 2020.

DWSD 10/30/50 Payment Plan

The 10/30/50 Plan was developed by the Detroit Water and Sewerage Department (DWSD) for Detroit residents and businesses that experience difficulty in paying past due water and sewerage bills. There are no income restrictions to qualify. The plan affirms DWSD’s commitment to assist our customers with a payment plan that provides solutions to avoid service interruption.

Eligibility requirements to enroll:

  • The account must be in the resident’s or business’s name;
  • Customer makes a down payment of 10%, 30% or 50% of the past due balance:
    • Percentage is based on the number of payment plans the customer entered in the last 18 months; first time is 10%, second time 30%, third time or more 50%;
  • The balance of the past due amount is equally spread over a 6-24 month period which the customer pays in addition to the normal monthly bill (months are determined by the balance owed); and
  • All payments must be made in full and on time to stay in the plan.

You may apply for the DWSD 10/30/50 Plan online through the Customer Care Portal or call DWSD at 313-267-8000. If you are not registered on the Customer Care Portal, watch this video to learn how to register. If your name is not on your account, please call 313-267-8000.


Wayne County Veterans Financial Hardship Services

Veterans may obtain financial assistance through the Wayne County Financial Hardship Services Program using Wayne County Soldiers & Sailors Relief and Michigan Veteran Trust Funds. Assistance may be granted to honorably discharged indigent wartime veterans, their spouses, and dependent children to meet their immediate needs. Visit the Wayne County Veterans page for further detail or call 313-224-5045.


The Water Access Volunteer Effort (WAVE) Fund provides assistance to low-income families during a crisis by ensuring uninterrupted access to safe drinking water and sanitation services. When funds are available, WAVE provides the deposit up to $500 to enter the DWSD 10/30/50 Payment Plan. Apply at a Customer Care Center or call 313-267-8000.

MDHHS State Emergency Relief Program

Up to $175 per year in assistance is available to qualifying low-income households. Apply online at or at your local Michigan Department of Health & Human Services (MDHHS) office. Call 2-1-1 or go to and click on the “Contact Us” link if you don’t know the location of the office that serves you.

MDHHS Emergency Services

This program provides additional assistance beyond State Emergency Relief. It is a "last resort" funding source for people who can demonstrate they have exhausted funding from other possible resources and are unable to get services restored. The application process is the same as for State Emergency Relief.


Michigan Small Business Survival Grant Program

The State of Michigan is providing $55 million in survival grants for small businesses disproportionately impacted by the COVID-19 virus. Awarded grant amounts will be at the discretion of each organization administering the grants. Grants may be awarded up to $20,000 for eligible businesses that have been temporarily closed and up to $15,000 for an eligible business that has been partially closed, or otherwise is open. Eligible expenses including working capital to support payroll expenses, rent, mortgage payments, utility expenses, and other expenses related to reopening a business incurred between November 18, 2020 and April 30, 2021. Application opens Tuesday, January 19, 2021 at 9:00 am EST and will close on Friday, January 22 at 12:00 pm (noon) EST. Click here to learn more and apply


Michigan Stages Survival Grant Program

The State of Michigan has allocated $3.5 million to create the Michigan Stages Survival Grant Program to provide grants to entertainment venues affected by the COVID-19 pandemic. The maximum grant request is $40,000. There is no match requirement. The Michigan Independent Venue and promoter Association (MIVPA) will have the discretion to recommend final grant award for applications. Awarded grant funds are to be used for working capital to support payroll expenses, rent, mortgage payments, utility expenses, or costs related to reopening a business. Grant applications will open on Thursday, January 21, 2021 at 9:00 am EST and close on Thursday, January 28 at 12:00 pm (noon). Click here to learn more and apply

Other Assistance Partners