Detroit DPA - Visual Lead Inspection Best Practices Guide
block-detroitminew-views-block-news-events-block-1,News & Events*block-detroitminew-views-block-related-links-block-1,Related Links*block-detroitminew-views-block-video-playlist-block-1,Videos*documents-block,Documents*block-detroitminew-views-block-forms-block-1,Forms*block-views-block-faq-block-1,FAQs*block-detroitminew-views-block-district-map-block-1,District Map*block-views-block-council-office-directory-block-1,Office Directory*block-detroitminew-views-block-contacts-block-3,Contacts*block-detroitminew-views-block-contacts-block-4,Contacts*block-detroitminew-views-block-council-member-bio-block-1,Bio*block-detroitminew-views-block-sub-sections-block-1,Sections*block-detroitminew-views-block-web-apps-block-1,Web Apps*block-detroitminew-views-block-news-events-block-4,News*block-detroitminew-views-block-news-events-block-3-2,Events*block-detroitminew-views-block-contacts-special-block-1,Staff*block-detroitminew-views-block-statements-block-1,Statements*block-detroitminew-views-block-newsletters-block-1,Newsletters*block-detroitminew-views-block-newsletters-block-3,Ordinance*block-detroitminew-views-block-newsletters-block-2,Resolutions*block-detroitminew-views-block-newsletters-block-4,Memos
Why This Matters
A passing visual inspection is required to close with Detroit DPA.
What is a Visual Lead Inspection?
A visual lead inspection is a non-invasive review of the home to identify deteriorated paint or visible lead hazard both internally and externally.
- No paint testing or lab sampling required
- Focuses on peeling, chipping, or damaged paint
- Required for homes built before 1978
- Must pass to meet Detroit DPA program requirements
The goal: Ensure the home is safe from visible lead risks before closing.
Who Can Perform the Inspection?
The inspection must be completed by a properly certified professional:
- ✔️ State of Michigan certified lead inspector/risk assessor
- ✔️ Must meet applicable state requirements for lead inspection
- ⚠️ HUD certification alone is not sufficient in Michigan
Always verify credentials before scheduling.
Best Timing for the Inspection
Timing matters to avoid delays and failed deals:
Recommended Timing:
- After offer acceptance
- During the inspection period
Avoid:
- Waiting until appraisal or underwriting
- Scheduling too close to closing
Early inspections give time to fix issues if needed.
IMPORTANT: Add to Purchase Agreement
Sample language agreement protect your client and set expectations:
“Buyer intends to use Detroit Down Payment Assistance (DPA), which requires a passing visual lead inspection.”
This ensures all parties are aligned from the start.
What Causes a Failed Inspection?
Common issues include:
- Peeling or chipping paint (interior or exterior)
- Deteriorated window frames or trim
- Damaged doors, railings, or porches
- Bare soil near the foundation (potential contamination risk)
Most issues are repairable if identified early.
Educate
Help your deal stay on track:
- Educate buyers about the lead inspection requirement
- Prioritize homes that appear well-maintained
- Schedule inspection early
- Prepare seller for possible repairs
- Build in repair time in your contract
Need Help?
Refer to the City of Detroit DPA website for:
- Approved inspector lists
- Program updates
- Additional guidance