Detroit Down Payment Assistance Program

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Father, mother and daughter

You may qualify for up to $25,000 in down payment, pre-paids, and closing cost assistance when buying a home.

 

The City of Detroit’s Down Payment Assistance Program is funded with $9 million from the Community Development Block Grant (CDBG) and Community Development Block Grant Disaster Relief (CDBG-DR) funds.

If you were impacted by the August 2023 flooding in the City of Detroit your application will be prioritized. Documentation needed by residents impacted by the August 2023 flooding are a copy of your FEMA claim or DWSD claim.

Detroit Payment Assistance Program is for:

  • Residents who have lived in the city of Detroit for the past 12 months
  • Residents who have not owned a home for the past three years
  • Make under area median income per household:

    Household Size12345678
    80% AMI$56,600$64,650$72,750$80,800$87,300$93,750$100,200$106,700

How Do I Sign Up?

First, find your lender to get pre-qualified for a mortgage

 
Second, find your home

 
Third, take a homebuyer education class

 
Last, apply to the DPA Program

 

Process for homebuyer assistance

Am I Ready?

Apply Now

How Do I Apply?

Frequently Asked Questions

How Does It Work?