Detroit Down Payment Assistance Program


Thanks for your interest in the City of Detroit’s Down Payment Assistance Program (DPA). Due to the tremendous success of the city’s DPA program, new applications for down payment assistance funding closed on December 4, 2023. Applications already received will continue to be processed until all funds are exhausted. We look forward to working with you when the program reopens in 2024! 


DPA Interest List

If you are interested in being notified when the program opens for new applications in 2024, please submit your information on the DPA interest list.


Steps Towards Ownership

As you continue on the path towards homeownership, there are steps you can complete and resources you can access now to get ready to apply for DPA in 2024. The following resources will help you prepare for the DPA program reopening. 

  • Register for a homebuyer education workshop to learn more about the homebuying process and determine your buying potential. Click on the Homebuyer Education link below to get started with a local nonprofit partner that offers homebuyer support, including information about other down payment assistance programs that may be available to you now!
  • One-on-one financial coaching around improving credit, debt reduction, and savings through the Detroit Financial Empowerment Center.
  • Find a lender of your choice and determine your home-buying budget and discuss the preapproval process.
  • Contact a realtor to find a property and be prepared to make an offer when the DPA program reopens in 2024.

If you complete the steps before the Detroit DPA program reopens, you may qualify for down payment assistance from the state of Michigan through MSHDA’s MI 10K DPA program, linked below.

Participants are free to select lenders, HUD approved homebuyer counseling agencies, and realtors of their choice. The resources list is for informational purposes only. They are not recommendations by the City of Detroit 


Disclaimer: The lenders, homebuyer education entities, and realtor agencies listed on this page are for informational purposes only and are not recommendations by the City of Detroit nor National Faith Homebuyers. The list of resources including lenders, homebuyer education, and realtors is not exhaustive. Participants are free to select lenders, HUD-approved homebuyer education agencies, and realtors of their own choice in accordance with program eligibility rules as set forth by the American Rescue Plan Act.