No, the initial fees must be paid upfront before application processing can begin.

If the credit card is not accepted: 

1. Verify that the credit card number was entered correctly
2. Ensure there are no hyphens or spaces typed in the credit card number field
3. Ensure the name and billing address match with your financial institution 

If the Credit Card number is still not accepted you can pay in person at the Coleman A. Young Municipal Center (2 Woodward, Detroit, MI 48226) 4th Floor Suite 402 Cashier Station.