Effective April 17, 2026:

Program: Detroit Down Payment Assistance Program (DPA) – Phase III

Subject: Housing Ratio Guideline Update

Purpose: This bulletin provides clarification on the Detroit Down Payment Assistance (DPA) Program Guidelines for Phase III.

Program Update:

The maximum allowable housing ratio for borrowers utilizing Detroit DPA is 35%.

The program guidelines are updated to reflect this on the City of Detroit’s DPA website: www.detroitdpa.org.

Best Practices:

• Identify applicants who were denied or could not proceed due to housing ratio constraints sinceprogram launch.

• If necessary, recalculate eligibility using the updated 35% housing ratio to determine if the borrowernow qualifies.

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For questions or clarification, please contact [email protected].