Detroit Down Payment Assistance Program

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You may qualify for up to $25,000 in down payment, pre-paids, and closing cost assistance when buying a home.

The City of Detroit’s Down Payment Assistance Program is funded with $9 million from the Community Development Block Grant (CDBG) and Community Development Block Grant Disaster Relief (CDBG-DR) funds.

If you were impacted by the August 2023 flooding in the City of Detroit your application will be prioritized. Documentation needed by residents impacted by the August 2023 flooding are a copy of your FEMA claim or DWSD claim.

Detroit Payment Assistance Program is for:

Residents who have lived in the city of Detroit for the past 12 months
Residents who have not owned a home for the past three years
Make under area median income per household:
Household Size 1 2 3 4 5 6 7 8
80% AMI $58,700 $67,100 $75,500 $83,850 $90,300 $97,300 $104,000 $110,700

How Do I Sign Up?

First, find your lender to get pre-qualified for a mortgage

Second, find your home

Third, take a homebuyer education class

Last, apply to the DPA Program

Apply to Program

Process for homebuyer assistance

Am I Ready?

Apply Now

How Do I Apply?

Frequently Asked Questions

How Does It Work?

City of Detroit