Why This Matters

A passing visual inspection is required to close with Detroit DPA.

What is a Visual Lead Inspection?

A visual lead inspection is a non-invasive review of the home to identify deteriorated paint or visible lead hazard both internally and externally.

• No paint testing or lab sampling required 
• Focuses on peeling, chipping, or damaged paint 
• Required for homes built before 1978 
• Must pass to meet Detroit DPA program requirements 

 The goal: Ensure the home is safe from visible lead risks before closing.

Who Can Perform the Inspection?

The inspection must be completed by a properly certified professional:

• ✔️ State of Michigan certified lead inspector/risk assessor 
• ✔️ Must meet applicable state requirements for lead inspection 
• ⚠️ HUD certification alone is not sufficient in Michigan 

 Always verify credentials before scheduling.

Best Timing for the Inspection

Timing matters to avoid delays and failed deals:
Recommended Timing:

• After offer acceptance
• During the inspection period

Avoid:

• Waiting until appraisal or underwriting
• Scheduling too close to closing 

Early inspections give time to fix issues if needed.
 

IMPORTANT: Add to Purchase Agreement

Sample language agreement protect your client and set expectations:

“Buyer intends to use Detroit Down Payment Assistance (DPA), which requires a passing visual lead inspection.”
 This ensures all parties are aligned from the start.

What Causes a Failed Inspection?

Common issues include:

• Peeling or chipping paint (interior or exterior)
• Deteriorated window frames or trim
• Damaged doors, railings, or porches
• Bare soil near the foundation (potential contamination risk)

Most issues are repairable if identified early.

Educate

Help your deal stay on track:

• Educate buyers about the lead inspection requirement
• Prioritize homes that appear well-maintained
• Schedule inspection early
• Prepare seller for possible repairs
• Build in repair time in your contract 
   

Need Help?

Refer to the City of Detroit DPA website for:

• Approved inspector lists
• Program updates
• Additional guidance